Confidential Review
Your Complete Retirement Review
A personalized roadmap built around your life, your family, and your goals.
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Client Profile
Client Information
Single
Married
Client 2 — Spouse / Partner
Full profile for joint planning
Children
Pension Analysis
Pension System Client 1
Auto-detected from state and hire date
Pension Calculator
FAS and YOS auto-calculated from profile
YOUR ESTIMATED MONTHLY PENSION AT AGE 65
$0
per month for life
Retirement Age Comparison
Enter ages only. YOS and FAS auto-calculate per option.
Option A
Option B
Option C
PLOP / PLSO Calculator
Survivor Benefits
Age-adjusted actuarial estimates. Pulls spouse age from Profile.
Note: Reductions are actuarial estimates based on member and spouse ages. Actual reductions are determined by your state pension system at the time of retirement. Younger spouse = higher reduction (benefit paid longer). These estimates use standard mortality-adjusted factors.
Retiree Medical Benefits Client 1
State pension retiree health coverage and estimated premiums
Pension System Spouse
Auto-detected from spouse state
Pension Calculator Spouse
FAS and YOS auto-calculated from profile
Retirement Age Comparison
Enter ages only. YOS and FAS auto-calculate per option.
Option A
Option B
Option C
PLOP / PLSO Calculator Spouse
Survivor Benefits Spouse
Age-adjusted actuarial estimates. Pulls client 1 age from Profile.
Note: Reductions are actuarial estimates based on member and spouse ages. Actual reductions are determined by your state pension system at the time of retirement. Younger spouse = higher reduction (benefit paid longer). These estimates use standard mortality-adjusted factors.
Retiree Medical Benefits Spouse
State pension retiree health coverage and estimated premiums
Income Planner
Current Income
Retirement Income
Social Security
Quick Estimator
Based on FRA 67. You can override any age below after auto-fill.
Account Setup
| Account | Balance | Mode | Ee Contr | Match% | MatchCap | ErBase% | Start Age |
|---|
Year-by-Year Timeline
Income Gap Analysis
Current Income Spouse
Retirement Income Spouse
Social Security Spouse
Quick Estimator
Account Setup Spouse
| Account | Balance | Mode | Ee Contr | Match% | MatchCap | ErBase% | Start Age |
|---|
Year-by-Year Timeline Spouse
Income Gap Analysis Spouse
Combined Household Income
Client 1 + Spouse combined
Household Year-by-Year Timeline
Household Income Gap
Debts & Expenses
Debt Inventory
Zeroed defaults. Balances feed insurance.
☑TypeCreditorBalanceRate%Mo PmtYrs Left
Payoff Timeline
Strategies
Click a strategy to see full payoff schedule
Monthly Expense Budget
Estimate retirement living expenses. Total feeds into income goal.
Category$/Month
Sets the Income Planner goal to your total annual expenses
Life Insurance Analysis
LIFE INSURANCE | DISABILITY | LTC | CRITICAL ILLNESS
| Owner | Company | Premium ($/mo) | Plan Type | Coverage ($) | Cash Value? |
|---|
Coverage Calculator Client 1
Coverage Calculator Spouse
Year-by-Year Needs Client 1
Ins(Inv) + Ins(Pen) = Total
Year-by-Year Needs Spouse
Portfolio Inventory & Stress Test
Statement Upload & Shredder
Drop every statement for the household — auto-detects owner, shreds details, and feeds Portfolio Allocation in one shot
📎
Drop every statement for this household (PDF or image)
All accounts at once — 401k, 403b, IRA, Roth, annuity, pension, brokerage, HSA
Portfolio Allocation Client 1
Auto-populated from Statement Shredder above
No holdings yet — upload statements in the Shredder above and they'll land here automatically.
Stress Test Client 1
Plan Resilience — Probability of Success Client 1
Portfolio Allocation Spouse
Auto-populated from Statement Shredder above
No holdings yet — upload statements in the Shredder above and they'll land here automatically.
Stress Test Spouse
Plan Resilience — Probability of Success Spouse
Combined Household Portfolio
See how both portfolios work together as one whole
Household Stress Test
Combined portfolio under market scenarios
Household Withdrawal Sustainability
Allocation by Owner
Tax Analysis
Current Brackets
Retirement Brackets
Withdrawal Order
Roth Conversion Window Client 1
Roth Conversion Window Spouse
Coordinated Roth Strategy
Which spouse should convert first and how much
RMD Projections
Required Minimum Distributions from tax-deferred accounts starting at age 73
Medicare Planning
| Part | Covers | ~Cost | Notes |
|---|---|---|---|
| A | Hospital | $0/mo | Free if 40+ qtrs |
| B | Doctor | ~$185/mo | Enroll at 65 |
| C | Bundled | Varies | Private plan |
| D | Rx | ~$40-100 | Separate |
| Medigap | Gaps | ~$120-250 | Recommended |
Client 1
Spouse
Retiree Health Cost Projection
Estimated costs from retirement through Medicare and beyond
Estate Planning
Estate Documents Client 1
Estate Documents Spouse
Beneficiary Coordination
Track primary and contingent beneficiaries across accounts
Risk Profile Assessment
Risk Tolerance Questionnaire Client 1
1. When do you plan to begin withdrawing from investments?
2. What is your primary investment goal?
3. If your portfolio dropped 20% in one year, what would you do?
4. What is the maximum annual loss you could tolerate without losing sleep?
5. How would you describe your investment knowledge?
6. Which best describes your comfort with market ups and downs?
7. If you had to choose, which matters more?
Risk Tolerance Questionnaire Spouse
Executive Summary
What did we cover today?
Check the topics discussed — only checked items appear on the summary
Follow-Up & Next Steps
This now lives inside Summary and feeds the recap automatically.
Post-Meeting Hub
Post-Meeting Hub
Single intake form for Daily, Pipeline, Monthly, CRM review, and recap workflow.
Daily Activity Log
One row per work block — always entered
Outcome, Month, Week Start, Year, CaseRowKey auto-compute on Review tab
Pipeline Update
Fill in any field below and it pushes automatically. Empty fields are left untouched on existing rows.
Monthly Scoreboard
Select a meeting type and it pushes automatically. Deal values add to the current week.
Meeting Counters
Deal Values (if a win or app submitted)
Conversion %, Win %, Totals auto-calculate
Review Before Pushing
Verify everything below. Once approved, data fans out to all destinations.
Fill out the Meeting Entry tab first, then come here to review.
Redtail Push
Pre-populated from Profile where possible. Editable before push.
Primary Contact
No updates flagged
First Name
Last Name
Nickname
Phone Type
Phone Number
Email Type
Email Address
Status
Category
Source
Referred By
Servicing Advisor
Writing Advisor
Gender
Marital Status
Client Since
Date of Birth
Spouse Contact
No updates flagged
First Name
Last Name
Nickname
Phone Type
Phone Number
Email Type
Email Address
Status
Category
Source
Referred By
Servicing Advisor
Writing Advisor
Gender
Marital Status
Client Since
Date of Birth
CRM Entry Preview
Push placeholder only. Dormant until Redtail mapping is wired.
Client Recap Email Draft
Push placeholder only. Dormant until email send is wired.
Destinations
Where this data will be pushed
📁 Appt Tracker — Daily
Connected
Always pushes. Appends new row to Daily tab.
🔄 Appt Tracker — Pipeline
N/A
Pushes when Pipeline toggle is on. Finds existing Case ID or creates new row. Only overwrites non-empty fields.
📊 Appt Tracker — Monthly
N/A
Pushes when Meeting Type is selected. Finds current week's row, increments counters, adds deal values.
🏢 Redtail CRM
Pending API Key
Push contact fields and approved notes to client record
📋 Forthright Google Sheet
Pending Setup
Update your row on team scoreboard
📧 Client Recap Email
Phase 2
Draft recap email from meeting notes